A new survey reveals just how deep Louisiana’s insurance crisis runs and who the public blames for letting it fester. Louisianans are angry, premiums are soaring, and trust in lawmakers is circling the drain. A new survey shows who voters blame and what they want done.
The numbers don’t lie, and this time, they’re damning. A recent statewide survey of 500 likely voters, conducted March 30 through April 2, 2025, lays bare what many Louisiana residents have known for far too long: Louisiana’s insurance market is in shambles, and the people at the helm are failing to fix it.
According to the survey, commissioned by businessman Lane Grigsby and conducted by respected pollsters Greg Rigamer and Bernie Pinsonat, an overwhelming 85.4% of respondents rate the current state of the insurance market as either “poor” or “very poor.” That’s not just a red flag; it’s a blazing siren.
A State Going the Wrong Way.
Nearly half (45.8%) of those surveyed believe Louisiana is headed in the wrong direction, and confidence in leadership is eroding fast. While enjoying nearly universal name recognition, Governor Jeff Landry finds himself with a split electorate: 45.6% view him unfavorably, while 44.6% hold a favorable opinion.
But it’s the legislature that catches the most heat. Just 3% of respondents believe the legislature has been “very effective” at solving the state’s problems, while more than 50% label it ineffective. When asked who should be held most accountable for fixing Louisiana’s insurance crisis, the Legislature came in first, beating out the Insurance Commissioner, the governor, and even the insurance companies themselves.
Let that sink in: More people blame lawmakers than they do the very companies charging skyrocketing premiums.
Sticker Shock Across the State.
A jaw-dropping 67% of respondents reported increased insurance premiums in the past year. The most common increases were in the 10–20% range. But for nearly a quarter of those affected, the jump was over 30%. That’s not just unsustainable; it’s devastating.
Worse, the problem isn’t isolated. Respondents from New Orleans to Lake Charles reported broad dissatisfaction, and the Baton Rouge and Shreveport area residents were particularly vocal.
While claims and natural disasters were cited as contributing factors, the blame fell squarely on human actors: trial lawyers, lawmakers, and Louisiana’s insurance companies themselves. In total mentions, the legislature (180), insurance companies (177), and trial lawyers (147) topped the list of culprits.
Low Confidence, Fewer Solutions.
Confidence in the government’s ability to solve this mess is almost nonexistent. Nearly two-thirds of respondents (66.4%) said they are either “not very confident” or “not confident at all” that the state will take effective action. Only 2% expressed strong confidence.
Proposed solutions did garner some support. The most popular?
- Curbing frivolous lawsuits and excessive awards was the top item in the poll (32.2%).
- Increased regulation (27.0%).
- More substantial fraud penalties (23.6%).
- Investments in infrastructure to better withstand disasters (22.8%).
- A quarter of respondents said they want all of the above.
Meanwhile, news has emerged that several lawmakers and Governor Jeff Landry recently met with high-profile trial attorneys, including Gordon McKernan, at a private Texas lodge to discuss Louisiana’s insurance policy. The optics are terrible for voters already skeptical of the legislature’s independence. The same trial lawyers often blamed for driving up insurance costs are now seen wining and dining those tasked with reining them in.
One unrelated proposal did not sit well with voters: raising the state sales tax for lower income and corporate taxes. A slim majority (51%) said that was a bad move, revealing a disconnect between the political class and the public they supposedly serve. With the session upon us, it’s a good time to remind lawmakers of that old Will Rogers joke: The difference between death and taxes is that death doesn’t get worse every time the legislature meets.
Following your Legislative Session is now easier than ever.
Voters aren’t just venting; they’ve told us exactly what they want. They’re asking for bills like Caleb Kleinpeter‘s SB230, which aims to limit excessive medical awards. There’s also SB199 by Louisiana’s newest Senator, Brach Myers, aiming to expand fraud enforcement. One in the House by Majority Leader Mark Wright is HB379, which encourages arbitration instead of litigation.
These and many other bills are already waiting for the legislative session to begin on April 14th. To help you keep up, we’re rolling out a simple session dashboard where you can check out the 21 Senate Bills or the 29 House Bills pending in their respective Insurance committees. While still in development, this tool shows the committee members and all pending bills. You can also link to the various committee members and explore the other bills they’ve authored.
Whether lawmakers take these bills seriously or bury them will say everything about whose side they’re on. We’re so serious about helping you track the legislature’s progress that we’re recording every vote on these and other bills. We’re even going to monitor votes in nearly real-time. You’ll no longer have to wait for the dust to settle to see session outcomes. Because when lawmakers vote, we’ll be watching — and now, so can you.
The Message to Lawmakers: Fix This or Else.
With the 2025 legislative session only days away, the poll findings serve as a warning shot across the bow of Louisiana’s elected officials. Residents are fed up with rising costs, finger-pointing, and inaction. And they’re watching.
If lawmakers were hoping to kick the can down the road yet again, they might want to reconsider. Voters already suspect too many deals are being made behind the scenes. News that lawmakers and the governor quietly met at a private Texas lodge with Gordon McKernan and other trial lawyers only serves to reinforce that perception. If elected officials want to restore public trust, they need to remember that, according to this survey, the public has had enough.
If your premiums are through the roof, now is the time to ask your lawmakers what they’re doing about it. You can find House committee assignments (and Senate ones, too) and legislation details right here on our site. Don’t let them say no one asked.
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The entire government must collapse before anything can be fixed. Until we eliminate Lawyers and politicians from our government nothing will change and it is humans love of money above all else this has resulted in this society downfall.